INTEREST RATES

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RATE OF INTEREST


Rate of Interest of Loans and Advances
SL NO Purpose of Loan Rate of Interest
CCB to PACS PACS to member
A Farm Sector (Reimbursement to CCBs)
01 Minor irrigation, land development, dry land farming, waste land dev. , SGSY, SC/ST, action plan./ organic farming, contract farming under agril. Export Zone, housing and farm mechanization, allied agriculture like Dairy, Poultry, Piggery, Pisciculture, goateryetc.
a) Upto Rs. 50,000/- 10.50 11.50
b) Over Rs. 50,000/- 11.00 12.00
02 Cold Storage/ Rural godown/ Agri Clinic & Agri Business 11.00 12.00
03 MT loan to Co-op Insts under Non Farm Sector 11.00 12.00
04 MT. Non farm Sector ( under refinance arrangement) 11.00 12.00
05 CC to co-op intitutions for fertilizer 11.00 12.00
06 CC to co-op insts for consumer business(SHG) 11.00 12.00
07 CC to co-op intitutions for other purpose 11.00 12.00
08 MTNA loan to Salary Earners CS
a) Finance through CCB 10.00 11.00
b) Financing ECS of CCB employees 9.00 10.00
09 LT(FS) loan to Co-op Institution 11.00 0.00
10 LT(NFS) loan to Co-op Institution 11.00 0.00
11 LT loan to Co-op Insts for Housing 11.00 0.00
12 LT loan to Co-op Insts for Storage godown 11.00 0.00
B ST handloom credit limit to DCCBs for financing WCS
i) NABARD refinance 10.00 11.00
ii) Direct Finance 11.00 12.00
C Direct finance to Indvl. By Bank Rate of Interest
01 Loan against postal security 10.00
02 Loan against pledge of Gold ornaments 10.00
03 Cash Credit to Individual & Other Institution 12.00
04 MT (Farm Sector) loan to Individual 12.00
05 LT ( Farm Sector ) loan to Individual 12.00
06 MT (Non-farm Sector) loan to Individual/ SBL. 11.00
07 MT(NA) loan to Individual 11.00
08 LT ( Non-farm Sector ) loan to Individual 10.00
09 MT Loan to Staff of CCB 10.00
10 Personal Loan to Staff of CCB 10.00
11 Personal Loan to Salary Earners 11.00
12 SHG Loan directly by Bank 12.00
House Building Loan
13 Loan to Individual & Others 10.50
14 Staff of CCB 9.50
Vehicle Loan
15 Vehicle Loan to Individual & Others 10.00
16 Vehicle loan to Staff of CCB 9.50